Auto Loan Insurance Requirements

AdventHealth Credit Union requires all insurable collateralized loans with balances of $5000 or greater to carry full coverage (physical damage, comprehensive. and collision) insurance. The insurance must stay in effect throughout the full term of the loan. In the event the insurance coverage of the collateral has been cancelled or has lapsed, Collateral Protection Insurance may be purchased by the Credit Union at the borrower’s expense. Be sure to always keep AdventHealth Credit Union as the first lien holder on the vehicle whenever modifying or changing your insurance coverage. This will help keep the Credit Union notified of your coverage. 

If you have recently changed insurance or modified your coverage and forgot to place us as the lien holder, you may have or will soon receive a letter from our Insurance Service Center (Allied Solutions). Allied Solutions is a third party vendor partnered with us to keep track of all insurable collateralized loans. If you have received this letter then we do not have proof of your insurance. There are multiple ways of providing proof of insurance to avoid having Collateral Protecting Insurance purchased at your expense.


  1. AdventHealth CU, control # 2251, as LIENHOLDER/LOSS PAYEE 350 Veterans Way, Carmel IN 46032
  2. COMPREHENSIVE and COLLISION coverage on vehicle with deductibles not to exceed $1000.
  3. Collateral must match collateral on loan document.
  4. Policy Number, Policy Period, and Company Name MUST be listed.


Should you fail to maintain the required insurance throughout the life of the loan, we may (but shall not be required to and without prejudice to our rights if we do not) purchase a policy for our own protection and pass the cost of the policy on to you, the borrower.

For your convenience, you or your agent may visit to provide proof of insurance. You may also submit your insurance declarations to in PDF or TIF format

By accessing the My Insurance Info website and manual, be aware of the following: You are requesting a document that is external to AdventHealth Credit Union’s World Wide Web site. To assist members in accessing information not maintained on our site, AdventHealth Credit Union provides links to other Internet addresses. Be advised that: 1. By clicking on any link to other Internet addresses, you are leaving the AdventHealth Credit Union web site; 2. You are linking to an alternate web site not operated by AdventHealth Credit Union; 3. AdventHealth Credit Union is not responsible for the content of the alternate web site; 4. AdventHealth Credit Union does not represent either the third party or the member if the two parties enter into a transaction; 5. Privacy and security policies may differ from those practiced by AdventHealth Credit Union.