SAVINGS RATES

Primary Savings, Club Account & IRA Savings Rates

Account Type	Balance	Dividend Rate/Annual Percentage Yield (APY)
Primary Savings	$50+	0.15%
Christmas Club		0.20%
IRA Savings	$50+	0.15%

_{Rates are subject to change.}

Money Market Rates

Account Type	Balance	Dividend Rate/Annual Percentage Yield (APY)
Money Market	$2,000-$4,999.99 $5,000-$9,999.99 $10,000-$49,999.99 $50,000-$99,999.99 $100,000 & Up	0.20% 0.23% 0.25% 0.35% 0.40%

_{Rates are subject to change.}

Certificate of Deposit & IRA CD Rates

	Standard Min $500		Mini-Jumbo Min $50,000		Jumbo Min $100,000
	Rate	APY*	Rate	APY*	Rate	APY*
6 Months	0.349%	0.35%	0.399%	0.40%	0.449%	0.45%
12 Months	0.549%	0.55%	0.598%	0.60%	0.648%	0.65%
24 Months	0.549%	0.55%	0.598%	0.60%	0.648%	0.65%
36 Months	0.698%	0.70%	0.747%	0.75%	0.797%	0.80%
60 Months	0.797%	0.80%	0.847%	0.85%	0.896%	0.90%

_{Rates are subject to change.}

_{*APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with AdventHealth Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. Additional deposits are not permitted during the term of investment. Interest is credited monthly. Dividend increase applies to new or renewal certificates less than 24 months/24 months or greater.}

_{(1) New money only. In addition, a .25% rate rebate is available if a checking account with an automatic payroll deposit is established and maintained during the term of the CD. Minimum payroll deposit must be $500 or more per month.}