Loan Rates
Limited Time Offer – Loan Rate Discount!
Get a rate discount of 0.50% when you set up direct deposit to an AHCU checking account, and elect the automatic loan payment option from your checking to make your monthly loan payments!
*Discount applies to auto, specialty vehicle and personal loans only.
Cars & Trucks
| Loan Term | New Car APR* | Used Car APR* |
|---|---|---|
| 60 Months | Starting at 5.99% | Starting at 6.24% |
| 72 Months | Starting at 6.24% | Starting at 6.49% |
| 84 Months | Starting at 6.99 | Starting at 7.49% |
Motorcycles, Campers, Boats & RVs
| Loan Term | New APR* | Used APR* |
|---|---|---|
| 60 Months | Starting at 7.49% | Starting at 7.74% |
| 72 Months | Starting at 7.74% | Starting at 7.99% |
| 84 Months | Starting at 8.49% | Starting at 8.99% |
Personal Loans
| Loan Type | APR* |
|---|---|
| Personal Loan | starting at 10.79% |
| 12-12-12 Holiday Loan | starting at 12.00% |
| Shared-Secured Loan | Regular share dividend rate on the date of the loan plus 3.00% |
| Certificate of Deposit Secured Loan | Rate on pledged Certificate of Deposit plus 3.00% |
Credit Cards
| Card Type | Annual Fee | APR* |
|---|---|---|
| Visa Platinum | None | 9.99% |
| Visa Classic | None | 14.99% |
| Visa Share-Secured | None | 16.00% |
Home Equity Lines of Credit
| Loan Type | APR* |
|---|---|
| Variable Rate HELOC | starting at Prime + 0.25% |
| Fixed Rate HELOC | starting at 6.99% |
*APR= Annual Percentage Rate. All rates are subject to change. Vehicle and personal loan rates quoted include 0.50% APR discount for direct deposit to AHCU checking and automatic payments. Your actual rate is based on your credit quality, loan term, and amount financed. Subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment. A payment example can be used (“48 monthly payments of $27.83 per $1,000 borrowed.)