Loan Rates

Limited Time Offer – Loan Rate Discount!

Get a rate discount of 0.50% when you set up direct deposit to an AHCU checking account, and elect the automatic loan payment option from your checking to make your monthly loan payments!
*Discount applies to auto, specialty vehicle and personal loans only.

Cars & Trucks

Loan TermNew Car APR*Used Car APR*
60 MonthsStarting at
5.99%
Starting at
6.24%
72 MonthsStarting at
6.24%
Starting at
6.49%
84 MonthsStarting at
6.99
Starting at
7.49%

Motorcycles, Campers, Boats & RVs

Loan TermNew APR*Used APR*
60 MonthsStarting at
7.49%
Starting at
7.74%
72 MonthsStarting at
7.74%
Starting at
7.99%
84 MonthsStarting at
8.49%
Starting at
8.99%

Personal Loans

Loan Type APR*
Personal Loanstarting at 10.79%
12-12-12 Holiday Loanstarting at
12.00%
Shared-Secured LoanRegular share dividend rate on the date of the loan plus 3.00%
Certificate of Deposit Secured LoanRate on pledged Certificate of Deposit plus 3.00%

Credit Cards

Card TypeAnnual Fee APR*
Visa PlatinumNone9.99%
Visa ClassicNone14.99%
Visa Share-SecuredNone16.00%

Home Equity Lines of Credit

Loan TypeAPR*
Variable Rate HELOCstarting at Prime + 0.25%
Fixed Rate HELOCstarting at 6.99%
*APR= Annual Percentage Rate. All rates are subject to change. Vehicle and personal loan rates quoted include 0.50% APR discount for direct deposit to AHCU checking and automatic payments. Your actual rate is based on your credit quality, loan term, and amount financed. Subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment. A payment example can be used (“48 monthly payments of $27.83 per $1,000 borrowed.)