Loan Rates
Loan Rate Discount!
Get a rate discount of 0.50% when you set up direct deposit to an AHCU checking account, and elect the automatic loan payment option from your checking to make your monthly loan payments!
*Applies to auto, specialty vehicle and personal loans only, and is included in “Starting at” rates listed below.
Cars & Trucks
| Loan Term | New Car APR* | Used Car APR* |
|---|---|---|
| up to 48 Months | Starting at 5.24% | Starting at 5.74% |
| 49-60 Months | Starting at 5.49% | Starting at 5.99% |
| 61-72 Months | Starting at 5.74% | Starting at 6.24% |
| 73-84 Months | Starting at 6.49% | Starting at 6.99% |
*Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit.
Motorcycles, Campers, Boats & RVs
| Loan Term | New APR* | Used APR* |
|---|---|---|
| 49-60 Months | Starting at 6.99% | Starting at 7.49% |
| 61-72 Months | Starting at 7.24% | Starting at 7.74% |
| 73-84 Months | Starting at 7.99% | Starting at 8.49% |
*Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit.
Personal Loans
| Loan Type | APR* |
|---|---|
| Personal Loan | starting at 10.49% |
| 12-12-12 Holiday Loan | starting at 12.00% |
| Shared-Secured Loan | Regular share dividend rate on the date of the loan plus 3.00% |
| Certificate of Deposit Secured Loan | Rate on pledged Certificate of Deposit plus 3.00% |
*Rates vary by individual credit and term of loan. Personal Loan rate includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit.
Credit Cards
| Card Type | Annual Fee | APR* |
|---|---|---|
| Visa Platinum | None | 9.99% |
| Visa Classic | None | 14.99% |
Home Equity Lines of Credit
| Loan Type | APR* |
|---|---|
| Variable Rate HELOC | starting at Prime + 0.25% |
| Fixed Rate HELOC | starting at 6.99% |