12.12.12 Holiday Loans are back!

Apply for a holiday loan

This year our Holiday Loan program is available between Nov 1st – Dec 30th to all AHCU members who meet the criteria listed below.

Loan Details:

$1200.00 | 12 months | 12%APR*


  • Must be an existing AHCU member for at least 90 days.
  • Minimum of 1 year length of employment.
  • Minimum qualifying credit score 600.
  • Bankruptcies must be discharged.
  • No outstanding judgments, charge-offs, repossessions, government claims, foreclosures, tax liens.
  • All outstanding Credit Builder or 12-12-12 loans must be paid-off prior to, or at disbursement.
Apply for a holiday loan now